Sandi Maulana Sigit (2024) “Pengaruh Perceived Usefulness, Perceived Ease Of Ude, Security dan Trust Terhadap Behavioral Intention to Use Gopay Later”, Jurnal Adijaya Multidisplin, 2(04), hlm. 518–524. Tersedia pada: https://e-journal.naureendigition.com/index.php/jam/article/view/1519 (Diakses: 19 April 2026).